How to buy short-term insurance (10 important notes)
Mar30

How to buy short-term insurance (10 important notes)

1. You get what you pay for: Cover differs, and so does premiums.  So not all policies are the same.  If you can place restrictions on how your policies work or reduce your cover on certain items, you can reduce the cost of claims.  Never assume cheap insurance is a good bargain; cover you thought was ”standard” might be removed and will make your claim very expensive.   2. Make sure you know what you are covered for: Always read...

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How to recession proof your life in 4 steps
Mar30

How to recession proof your life in 4 steps

It can happen in a heartbeat…or so it seems.  One day the economy is fine and you feel you are on your way to bigger things.  You have your debt under control, you received a raise not too long ago and every month there seems to be more and more money left.  And then…*boom*.  Suddenly it is front page news.  Everybody’s unsure about retrenchments and corporate restructuring etc.  But what can you do to prevent being caught off guard?...

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How to pick a good Investment Broker
Mar29

How to pick a good Investment Broker

Financial advisors are a dime a dozen.  It’s amazing to see how intelligent and successful people can somehow engage their brains in neutral and part with their money on a whim.  They can think about the decision to buy a new fridge for about a week, but they spend little time on life-altering decisions like retirement annuities.   So how do you find a good financial advisor? An easy way is to do what you normally do; ask a...

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How to make an Origami Rose

Here is a nice way to impress your loved one with a beautiful paper rose.  Don’t worry if you’ve never tried your hand at origami; these steps are easy to follow and will result in a pretty, blossoming rose.  This is an ideal gift for a first anniversary, Valentine’s Day or used as part of gift wrap.  Roses are symbolic of a great range of emotions from friendship to love, warmth, happiness and romance.  As an inherent bonus they will...

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How to be aware of credit card fraud
Mar25

How to be aware of credit card fraud

If you haven’t applied for a credit card yet, make sure the company you are applying at offers a lot of security features.  It is very common nowadays to experience credit card fraud in some way.  This will cause the victims a lot of stress and hassle.  Credit cards have many security features so make use of them.   Consumers should always look for ways to protect themselves.  Many reputable companies are always on the lookout to...

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How to teach your High-School child about credit
Mar25

How to teach your High-School child about credit

Issue them a credit card.  Before you shriek, credit cards for high school students can teach the young adult about good and bad credit at an early age.  A parent or guardian will have to co-sign with the student in order for the credit card to be issued.  This will help build their credit reputation early on and also teach them a lot about debt management.  It has been shown that students issued with a credit card have better...

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How to know what women want (a must read for both sexes)
Mar25

How to know what women want (a must read for both sexes)

Women are strange, unfathomable beings.  And yes, they are allowed to suddenly change their minds even if you planned stuff for 3 months in advance.  This guide will serve as a “cheat-sheet” for every first-time event of you and your lady’s adventure into the unknown.  Oh and ladies, you’re welcome to comment, in fact, please do.  We men have a tough time sometimes understanding the female psyche.   Ok, let’s get started. How to...

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How to blog (your way to the bank)

Blogging is fast becoming one of the most preferred ways to make money online.  It is extremely easy to set-up, can be available on the World Wide Web in a matter of minutes, and you can do with it whatever you want!   But how do you start “Blogging”?  What do you need to do?  Well, like always, we will show you the exact steps needed in order for your online presence to become a reality.     Depending on your existing...

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How to handle a case of Rabies

Rabies : Rabies is spread by infected saliva that enters the body through a bite or broken skin. The virus travels from the wound to the brain, where it causes swelling, or inflammation. This inflammation leads to symptoms of the disease. Most rabies deaths occur in children  (taken from PubMed Health). Almost all of the Rabies cases in humans are caused by a dog bite.  The dog can even spread the sickness without showing any signs of...

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How to prevent aging
Mar23

How to prevent aging

Much can be done to prevent aging or the effects that go along with the aging process.  Here is a list of the most effective anti-aging habits.   Take a multivitamin rich in anti-oxidants and calcium Studies have shown that one of the main causes of aging is free-radicals.  The same way that rust eats away at metals, so do free radicals wreak havoc on your body’s cells.  By consuming more anti-oxidants you help your body to...

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