Budgeting, How does it really work.
Oct24

Budgeting, How does it really work.

a Budget is a guide to help you meet current expenses and put money aside for short- and long-term goals. Whatever your goals : * a New car next year * a New house in 5 years * Your child’s university education in 15 years The list can be endless. Your budget should be structured so that you can achieve your goals within the available time. Once your goals are set, select a budget period ( a time frame for recording and then...

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Net Worth, Finding out how much you are worth.
Oct24

Net Worth, Finding out how much you are worth.

To determine your net worth, first list all your assets at their current value. Include cheque and savings accounts, time deposits, the cash value of your life insurance, the current value of savings bonds, how much you could withdraw from employee profit-sharing plans and retirement programmes, and the current cash value of stocks, mutual fund shares, bonds or other securities. Add in any accrued interest when listing the values of...

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How to choose the perfect Health Insurance
Oct22

How to choose the perfect Health Insurance

In your Quest for the perfect health insurance, there are a lot of things to consider and is it often a very difficult but important step to find a Health Insurance Plan that is the best for you and your family.  This is no easy task as there is hundreds of different health insurance plans available to choose from.  In this guide I will outline the most important things for you to consider before making your decision on a single...

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How to start an Online Business

Don’t rush into buying get rich quick products online without doing your homework. Among the very real products available there are a lot of non genuine products that just don’t cut it. The only beneficiary of these products are the people selling them. Don’t be tempted by the very creative sales page, do your research before rushing in. So many people waste a lot of time and money on products that just do not live...

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How to become an Event Planner
Apr05

How to become an Event Planner

Some Guidelines on how to Become A fantastic Event Planner. There’s lots of guidelines which you can use to start to be an event planner and turn into one of the greatest planners, nonetheless, you need to understand that to turn into an incredible event planner you have to look closely at the fine specifics and provide the very best to all your customers. This may require a great deal of time out of your day-to-day routines. To...

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How to pick a good Investment Broker
Mar29

How to pick a good Investment Broker

Financial advisors are a dime a dozen.  It’s amazing to see how intelligent and successful people can somehow engage their brains in neutral and part with their money on a whim.  They can think about the decision to buy a new fridge for about a week, but they spend little time on life-altering decisions like retirement annuities.   So how do you find a good financial advisor? An easy way is to do what you normally do; ask a...

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How to be aware of credit card fraud
Mar25

How to be aware of credit card fraud

If you haven’t applied for a credit card yet, make sure the company you are applying at offers a lot of security features.  It is very common nowadays to experience credit card fraud in some way.  This will cause the victims a lot of stress and hassle.  Credit cards have many security features so make use of them.   Consumers should always look for ways to protect themselves.  Many reputable companies are always on the lookout to...

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How to teach your High-School child about credit
Mar25

How to teach your High-School child about credit

Issue them a credit card.  Before you shriek, credit cards for high school students can teach the young adult about good and bad credit at an early age.  A parent or guardian will have to co-sign with the student in order for the credit card to be issued.  This will help build their credit reputation early on and also teach them a lot about debt management.  It has been shown that students issued with a credit card have better...

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How to make a good first impression

  14 ways to make an impressive first impression   The first few seconds accounted to exactly 7 seconds  of 2 people’s first meeting, there will be no less than 11 judgments made of each other, assessing in Milli Seconds  everything from the other person’s competence to their wealth, political view and education level.  The speed at which first impressions form, makes it difficult  to control how you are perceived by...

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How to decipher a Corporate Memo

    Memo to all employees, Corporate Headquarters(1) From: The Office of the Chairman(2) Re: Outsourcing of certain central services(3)   In our constant effort to serve our shareholders in every way possible(4), we are ever examining ways to produce value by limiting our cost structure(5) without negatively impacting(6) products, services or the lifestyle of our employees(7).   In that regard, we have decided to...

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